5 Steps To Secure Your Child’s Future Using MFs

When it comes to the future of your child, you do not think twice. You will do whatever it takes. You can build it brick by brick and one step at a time without hurting your finances.Mutual funds are a way to go.


1 Set Goals

You must know the purpose you wish to save and invest the money for. It could be an international school admission or a professional degree at a university. Set your sight on a figure that will ensure your child gets the education he or she wants.


2 Save More

Once you know your goals, set aside some money for this goal before you spend the rest. It is important to get into a good saving habit every month as the stepping stone to secure your child’s future.


3 Start With SIPs

A way to get into a discipline of investing is by using SIPs. Systematic Investment Plans or SIPs help you use ‘rupee cost averaging’. This means you buy more when prices fall and buy less when prices rise. You can start with as little as ₹500 every month.


4 Use SIP Booster

As your income grows, you can boost your allocation to SIPs by using the SIP Booster. This increases the amount you set aside each month for your child’s future. A timely boost every month can make a significant difference to the final amount you receive when you need it.


5 Do Not Stop Investing

You must continue your monthly MF investments till you meet your goals. If you stop investing for some reason, figure out a way to quickly replenish the child education kitty. The more you stay away, the more you hurt your prospects of reaching your goals on time.


It makes sense to allocate your SIPs to diversified equity funds. Your money grows along with your child. To reap the benefit, you need to give your money that much time.

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Gallant Ventures August 30, 2019 0 Comments

Benefits of Compounding

Why Is It So? Let Us Understand

In Compounding, interest is generated not only on the initial invested amount but also on the previously accumulated interest. Reap the benefits of Compounding by investing early to achieve your financial goals.



Age 25

Starts investing for his retirement

₹ 50,000 p.a.


Age 30

Starts investing for his retirement

₹ 62,500 p.a.



When they turn 50, they both had invested
₹ 12,50,000 each.
However, their investment or holding value were different.
Let us see what is their investment value when they turn 50.

Value Of Investment

We assumed that both earned 10% returns (compounded annually) on their investment.

Let us see how their investment grew over years

Benefits Of Compounding


Starting early gives you the benefit of investing smaller amounts.


Staying invested for longer help you in getting better returns.


Proper planning can help you achieve your financial goals.

This Information is awareness of Mutual Fund and general understanding. Also not intended to be as offer or solicitation for the purchase of sale of any financial product or instruments. Reader of this article are advices to take independent professional advice for before investment.

Mutual Fund Investments are Subject to market risks, Read all scheme related document carefully.

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Gallant Ventures August 14, 2019 0 Comments