7 Mistake to Avoid When Investing in Tax Saving Mutual Funds

Investing Without A Goal &
Understanding Your Risk Profile

Knowing your investment goals helps give you direction, stay focused and disciplined through your investment journey.

Trying To
Time The Market

Invest using SIP and stay invested for long to generate wealth.

Stop Investing When
The Market Are Down

Keep investing through SIP and keep a tab on your emotions across market cycles.

Not Considering Impact Of Inflation
On Returns

Ignoring the impact of inflation on investment can make huge dent in your financial plan. Know the real returns of every product before investing.

Selecting A Product Without
Doing Proper Due Diligence

It is imperative to check whether your investment objective matches with that of the schemes’ you are investing in. Invest only after doing proper research.

Reshuffling Your Investment
Too Often

Taking decisions based on rumors is not advisable. Frequent churning attracts exit loads and in turn affects wealth creation.

Putting All Your Eggs
In One Basket

Not all asset classes perform in tandem. Diversify your investment across equity, debt, and gold.

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Gallant Ventures October 10, 2019 0 Comments

5 Steps To Secure Your Child’s Future Using MFs

When it comes to the future of your child, you do not think twice. You will do whatever it takes. You can build it brick by brick and one step at a time without hurting your finances.Mutual funds are a way to go.


1 Set Goals

You must know the purpose you wish to save and invest the money for. It could be an international school admission or a professional degree at a university. Set your sight on a figure that will ensure your child gets the education he or she wants.


2 Save More

Once you know your goals, set aside some money for this goal before you spend the rest. It is important to get into a good saving habit every month as the stepping stone to secure your child’s future.


3 Start With SIPs

A way to get into a discipline of investing is by using SIPs. Systematic Investment Plans or SIPs help you use ‘rupee cost averaging’. This means you buy more when prices fall and buy less when prices rise. You can start with as little as ₹500 every month.


4 Use SIP Booster

As your income grows, you can boost your allocation to SIPs by using the SIP Booster. This increases the amount you set aside each month for your child’s future. A timely boost every month can make a significant difference to the final amount you receive when you need it.


5 Do Not Stop Investing

You must continue your monthly MF investments till you meet your goals. If you stop investing for some reason, figure out a way to quickly replenish the child education kitty. The more you stay away, the more you hurt your prospects of reaching your goals on time.


It makes sense to allocate your SIPs to diversified equity funds. Your money grows along with your child. To reap the benefit, you need to give your money that much time.

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Gallant Ventures August 30, 2019 0 Comments

How Can a Financial Adviser Help you?

The time has finally come. You’ve poured your blood, sweat, and tears into your most recent content piece, and it’s ready to be packaged up and sent to the client to be pushed live. After a few final checks and only…

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